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Evaluating your Free Offers of Stuff Getting free stuff can be a lot of fun, and for many people, the hunt for freebies is as fun as actually enjoying the free products themselves. There is a dark side to freebie offers, however. Many scam artists have come to realize that pretending to offer free things is a great way to trick people into handing over sensitive information about them than can be used in identity theft operations or even bilk them out of cold, hard cash. For that reason, it is important to make sure you know how to stay out there when you’re looking for free offers. There are some things you can do to make sure you freebie hunting only brings you good times – these common sense rules are a great place to start. You’ve heard it a million times before – if it sounds too good to be true, it probably is. The reason you have heard it so many times is that it almost holds water. Think about the reason that companies give away free things. They’re usually not doing it for charity. They want you try to their products in the hope that you will come back to them as a paying customer in the future, and they’re doing it to build good will for their company over all. They’re definitely not doing it go broke. So consider whether the freebie offers you come across make sense according to these criteria. Does it make sense that a company will give you a free bag of their new flavor of chips or a trial size jar of their new face cream? Sure it does, because if you like it, you may buy these products in the future. Does it make sense that a company will give you an all expenses paid, two-week first class trip to Bali for you and ten of your friends? Not so much. Don’t waste your time on these too good to be true freebies – they may end up costing your big time in the long run. By the same token, the more outlandish an offer sounds, the more you have to look for the small print. Sure, maybe the hotel chain is willing to give you a free weekend in their beachfront hotel. The small print in the offer might say that you have to agree to spend 10 hours a day at a sales seminar or that the free weekend is yours after you pay for a two week stay. One particular airline ran an offer for a free coach class plane ticket from New York to London. The small print said you had to buy two, full price first class tickets on that same route before you could get the free on – at a cost of around $8,000 per ticket. Before you jump, make sure you get all of the details. Freebie offers that actually require you to shell out some money are very tricky. Sometimes they are legitimate – after all, if you are accustomed to paying full price first class airfare, a free coach class ticket can be a real score. But many times, when you have to pay to get something for free, that is a red flag that a scammer is at work. You should never send money, even for postage, to a company that you don’t know. Also, keep an eye on the costs for things like postage even if you do know the company name. If they’re asking for $50 postage to send you a free magazine, then you know something is up. Lastly, beware giving out too much personal information. There’s no reason a company giving away free shampoo needs your bank account details. Protect your private info and if you’re unsure, move on to the next freebie offer.

The Options For Online Creative Writing Courses (online creative writing courses) Online courses are ever growing in popularity. Many consumers don’t have the patience, money, or time to attend regular college classes, so many of them has turned to the Internet as their means of education. The online course phenomenon is especially helpful for many writers, as more and more writers find it both convenient and helpful to take online creative writing courses. Online courses are also known as distance learning courses, because of course the student is not in the classroom, or even the school when the course is taken. These distance courses have been seen as one of the best ways for a busy writer to brush up on their skills or learn new ones. Taking creative writing courses gives writers many options, such as working at their own pace. Many writers are too busy to attend class and enjoy the freedom giving by online courses. The distance courses give students the freedom to work at their own pace while learning everything that is needed. Students also don’t have a set time for the courses, so they may choose when they want to learn. An online course gives the writer time to fulfil all of their other duties. Online creative writing courses are easy to find, and there are plenty of programs offered by online writing schools. Writers Weekly University is one online school that offers creative writing courses for the busy writer. The university offers e-mail courses for freelance writers and aspiring novelists. They offer courses such as The Art of the Press Release, Finish Your Novel in eight Weeks, and How to Write a Cookbook and Sell It. Published writers and editors usually teach the online courses offered by Writers Weekly University. The courses may be inexpensive, and typically range from $25 to $745, but the price is based on the length and complexity of the course. Writers’ Village University is also a school that offers online creative writing courses. Writers’ Village University is one of the most popular sources for online writing courses, and offers more than 250 courses. The courses offered by this university are paid for in a non-traditional way. There is no payment required for the actual courses taken, but instead a membership fee, which gives writers unlimited access to hundreds of online creative writing courses. The Writers’ Village University is also one of the most inexpensive with a membership fee of $69 per year or $10.99 per month, which for many is less than the cost for Internet access. The university offers courses in fiction writing, comedy writing, literature, business writing, and poetry. However, the schools for writers don’t stop with the Writers’ Village. There are many more online schools that offer writing courses to consumers. Writers Online Workshops is also an online writing university that offers writers the creative courses they want and need. This university is facilitated by Writer’s Digest, and the courses are said to be taught by the best writers. The creative writing courses at this university range from fiction writing to business writing to poetry to composition. The Writers Online Workshops are far more expensive than other online creative writing courses, and typically start at $200. The courses provided by this university also require textbooks, so students will feel as if they are attending a regular university. Online creative writing courses may not be for every writer, but they can help a writer improve their skills while obtaining some education in the field they love. The courses may not be foolproof, but they may be a great benefit to every writer who wants to take them and wants to learn more about writing.

Copyright infringement insurance coverage Do You Need Copyright Infringement Insurance Coverage? People are creating more content now than ever: eBooks, blogs, web journals, MySpace Pages, Podcasts. Every where, in abundance, you’ll find people sharing their ideas and opinions, and creating entertainment for everyone. However, with all the resources available to us, how can we be sure that we’re not violating copyright law? Should we have copyright infringement insurance coverage? Copyright infringement is the act of using someone else’s copyrighted material – in any form – in our own use without proper allowances. In order to be allowed to use the material, all we may need to do is ask and give the owner royalties, attribution, or some combination thereof. But, occasionally, it’s easy to forget that we need to ask before we use something without rights. You’re allowed to use copyrighted works in a number of forms – educational and instructional uses, parody, commentary, and news are all forms where you don’t need to ask for use – it’s considered fair use under the copyright law. However, even if you’re using the item of copyright in one of these forms, it would still be wise to inform the owner of your intent before using it. Of course, you should contact a copyright lawyer before using anyone else’s work(s), but to keep yourself safe, copyright infringement insurance coverage may be a good bet for you and your colleagues. Should you have copyright infringement insurance coverage? Although this is a new concept, it is one we should look at closely as creators. A well-known adage “there is no completely original idea” comes into play in our current age – while it’s entirely possible for us to have a thought, and act upon the thought – there may be, somewhere, someone who has created close to the same material as we have, without our knowing. Did we create it first? Did they? Would they be able to sue you for copyright infringement? These are the things to ponder as we create our media – should we have copyright infringement insurance coverage? What is copyright infringement insurance coverage? This coverage would be insurance for covering the cost to settle lawsuits brought in regards to copyright infringement – it would be a small amount of coverage. For example, you would only need around $5,000 to cover the court and attorney fees associated with a case, if a suit were brought against a person. Theoretically, you would only pay under $25 per year and would cover up to the five thousand dollar settlement should a case be brought against you. How would you use copyright infringement insurance coverage? Hopefully, you’d never have to use your copyright infringement insurance coverage. But, it would be there in case a charge was ever brought to you on copyright infringement With so many of us – bloggers, columnists, podcasters – creating our own content, it’s in our best interest to consider something such as this. We may not always get the rights we need in order to use a work, either whole or in part. As you can see, it can be critical to have copyright infringement insurance coverage as a blogger, podcaster, columnist, or other content creator. It’s imperative that we know our rights to use something (or to NOT use something) and what we can do to protect yourself. Copyright infringement can carry a serious penalty, and insurance coverage is a good way to insure that you’re protected from hefty fines. Talk to you current insurance provider and copyright lawyer to find out what you need to do, and what you need to know, to get proper insurance for your needs.