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Evaluating your Free Offers of Stuff Getting free stuff can be a lot of fun, and for many people, the hunt for freebies is as fun as actually enjoying the free products themselves. There is a dark side to freebie offers, however. Many scam artists have come to realize that pretending to offer free things is a great way to trick people into handing over sensitive information about them than can be used in identity theft operations or even bilk them out of cold, hard cash. For that reason, it is important to make sure you know how to stay out there when you’re looking for free offers. There are some things you can do to make sure you freebie hunting only brings you good times – these common sense rules are a great place to start. You’ve heard it a million times before – if it sounds too good to be true, it probably is. The reason you have heard it so many times is that it almost holds water. Think about the reason that companies give away free things. They’re usually not doing it for charity. They want you try to their products in the hope that you will come back to them as a paying customer in the future, and they’re doing it to build good will for their company over all. They’re definitely not doing it go broke. So consider whether the freebie offers you come across make sense according to these criteria. Does it make sense that a company will give you a free bag of their new flavor of chips or a trial size jar of their new face cream? Sure it does, because if you like it, you may buy these products in the future. Does it make sense that a company will give you an all expenses paid, two-week first class trip to Bali for you and ten of your friends? Not so much. Don’t waste your time on these too good to be true freebies – they may end up costing your big time in the long run. By the same token, the more outlandish an offer sounds, the more you have to look for the small print. Sure, maybe the hotel chain is willing to give you a free weekend in their beachfront hotel. The small print in the offer might say that you have to agree to spend 10 hours a day at a sales seminar or that the free weekend is yours after you pay for a two week stay. One particular airline ran an offer for a free coach class plane ticket from New York to London. The small print said you had to buy two, full price first class tickets on that same route before you could get the free on – at a cost of around $8,000 per ticket. Before you jump, make sure you get all of the details. Freebie offers that actually require you to shell out some money are very tricky. Sometimes they are legitimate – after all, if you are accustomed to paying full price first class airfare, a free coach class ticket can be a real score. But many times, when you have to pay to get something for free, that is a red flag that a scammer is at work. You should never send money, even for postage, to a company that you don’t know. Also, keep an eye on the costs for things like postage even if you do know the company name. If they’re asking for $50 postage to send you a free magazine, then you know something is up. Lastly, beware giving out too much personal information. There’s no reason a company giving away free shampoo needs your bank account details. Protect your private info and if you’re unsure, move on to the next freebie offer.

Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.

A Writer’s Best Friend: The Job of an Editor (editing) Are you irritated by typos and spelling errors in professional documents? Are you able to help your friends make their writing error free? You may be a good candidate for editing. The world is incredibly dependent on writers and the craft of writing. It is how people communicate with each other most often. As the internet writing forms do not require people to hold to correct grammar, spelling or professional style, most writers are losing their capabilities to complete a professional document or book without help. Writers have always needed the help of editors. Even when there was strict attention to correct writing, editors could come and catch missed errors as well as mistakes in content. Editors are still needed today. Read on to find out more about what can be involved in a life of editing. Who are the Editors? Editors are those people with the ability to read a document and guide a writer to make it the best piece of writing that it can be. Editors work in newspapers, and magazines. They also work for publishing companies and in student resource centers. Editors generally have some education that leads them to the ability to help writers. They probably have a degree in language as well as training with style manuals. What is the Job? An editing job involves taking a piece of writing and conforming it to some particular set of standards. Style manuals are often the standard used. Different publications will choose a style and then ask the editors to make all of the writing that comes out to be consistent to that style. Editing is not only concerned with objective corrections like spelling and grammar though. An editor must also read for clarity, consistency and voice. If a writer claims one thing in one point of their piece and seems to contradict that point in another part, it is the editor’s job to catch the mistake and work with the writer to fix the inconsistency. If the writer is speaking authoritatively in the beginning of a piece and then becomes apologetic later, it is the editor’s job to make the tone match. Editors help with sentence construction, word choice and content order. How to Find Editing Jobs If any of the above job description sounds interesting and even exciting to you, you just may have found your ideal job calling. Before you start looking for editing jobs, you should test your skills. There are editing tests online. Feel free to use a style manual as well as your intuition as you correct the sentences and word choice in the different test questions. If you do not pass the test, you should probably spend a little more time reading a style manual and a basic grammar guide. Once you can ace an editing test, it’s time to look for a job. Be sure to include any experience you may have had. Include any editing of any kind you have ever done. Peer editing in school is appropriate experience to mention. Also be sure to list any style you are able to edit to. Examples are AP, Chicago, MLA, and so on. If you get an interview, be prepared to take another editing test, with the help of your manual. The test will likely be timed. Editing is a rewarding career. It involves helping writers to do their very best writing geared to their particular audience. While it can be stressful because of deadlines and workload, at the end of the day you will know that you have made the world of the written word a little cleaner and much more effective. Editors are an essential part of making the written word what it is today.